BHIM

The Malad Sahakari Bank is enabled in BHIM app, As we know that Bharat Interface for Money (BHIM) is an app that lets you make simple, easy and quick payment transactions using Unified Payments Interface (UPI), You can make instant bank-to-bank payments and Pay and collect money using just Mobile number or Virtual Payment Address (VPA), The customer can make instant bank-to-bank payments and Pay and collect money using just Mobile number or Virtual Payment Address (UPI ID), Customer can send, Request Money and can pay by scanning the QR code through Scan & Pay option.

Bharat Interface for Money (BHIM) is a Mobile App developed by National Payments Corporation of India (NPCI), based on the Unified Payment Interface, Unified Payments Interface (UPI) is a system developed by NPCI in which we can link multiple bank accounts into a single mobile application, Customer can self-register BHIM App after downloading, if Customers Mobile number registered in Bank and customer having The Malad Sahakari Bank, MSBL Debit Card, BHIM is simple, easy, secured and quick payment transactions Mobile App. It can be used on all mobile devices. Currently BHIM is available in 12 languages, Marathi, Hindi, English, Tamil, Telugu, Malayalam, Bengali, Odia, Kannada, Gujarati, Assamese and Bengali.

The following are the features of BHIM

• Send Money: User can send money using a Virtual Payment Address (VPA), Account Number & IFSC, Aadhaar Number or QR code.
• Request Money: User can collect money by entering Virtual Payment Address (VPA). Additionally, through BHIM App, one can also transfer money using Mobile No. (Mobile No should be registered with BHIM and account should be linked).
• Scan & Pay: User can pay by scanning the QR code through Scan & Pay & generate your QR option is also present.
• Transactions: User can check transaction history and pending UPI collect requests, approve/reject requests and raise complaint for declined transactions.
• Profile: User can view and share static QR code and Payment addresses through WhatsApp, Email etc.
• Bank Account: User can view linked MSBL Bank account, change linked account and set/change UPI PIN or request balance.
• Language: Tamil, Telugu, Bengali, Malayalam, Oriya, Gujarati, Kannada and Hindi.
• Block User: Block or spam users sending unwanted collect requests.
• Privacy: Enable or disable mobilenumber@upi if secondary VPA is created.

BHIM APP is available in Play Store (for Android User) and App Store (for Apple User)

HOW TO USE BHIM APP

First Time User

• Step 1: Download and Install BHIM app from Google Play Store / Apple App Store.
• Step 2: Select your preferred language.
• Step 3: Select SIM card which has the mobile number registered with your The Malad Sahakari Bank.
• Step 4: Set the application passcode required to enter the app.
• Step 5: Link your The Malad Sahakari Bank accounts using Bank Account option.
• Step 6: Set your UPI PIN by providing last 6 digits of The Malad Sahakari Bank Debit Card and expiry date.
• Step 7 (Optional): Create another Virtual Payment Address (VPA). Automatically mobilenumber@upi will be your default VPA.
• Note: Virtual Payment Address (VPA)s are allowed per user – mobilenumber@upi and name@upi.
• Step 8: Set one Virtual Payment Address (VPA) as Primary (Default).
• Step 9: Click on Send and enter the Virtual Payment Address (VPA) / Account Number + IFSC / Aadhaar Number or Scan & Pay option.
• Step 10: Enter the UPI PIN you set earlier to authenticate the transaction.
• Step 11: Check Transaction History to see the status of the transaction.

The Malad Sahakari Bank user is requested to initiate transaction through BHIM app. If branch is facing any issue during this activity please inform IT to resolve the issue earlier.

For more details, please login to Bank website www.maladbank.com and ATM / IMPS / UPI-BHIM Customer Support No. +91-7506444054/55.