IMPS

24 X 7 X 365 availability

• SMS confirmation to sender and receiver
• Simple & Easy to use
• Fast, inexpensive, safe & secure, accessible

Registration Process

Customer has to submit duly filled form available at the branches. He has to tick on SMS service and Mobile Banking service on registering the application form in the system by Bank officials, the customer will receive 2 SMS.

• One SMS sends the MPIN.
• Second SMS Sends the Transaction PIN.
• MPin is used for Log-in to the Mobile banking application software.
• Transaction pin is used for funds transfer through IMPS.

Mobile Application Software

Customer has to download The Malad Sahakari Bank Ltd.’s Mobile Application from the Google Play stores Android - Google Play store and App Store for Iphone users.

For Android phones, Customer has to search and download “The Malad Sahakari Bank Ltd. Mobile application” from the Google Play Store.

For I phones, Customer has to search and download “The Malad Sahakari Bank Ltd. Mobile application” from the App Store.

Mobile Application Functioning

Data connection in Mobile With internet –Funds transfer limit (as decided by the Bank). At present the maximum funds transfer through mobile, the maximum limit per day is set to Rs. 50,000.

Features Available

P2P – Funds Transfer to Mobile Number

• Mobile Number of beneficiary.
• MMID Number (Mobile Money Identification Number).
• Amount.
• Select your account from which you wish to transfer funds.
• Enter Your Transaction PIN.
• Click on SUBMIT.
• The system will display the entered information for confirmation.
• After confirmation, funds are instantly transferred and SMS confirmation is received.

Limitation : The other person whom you wish to transfer fund should have his mobile number registered with his bank for mobile banking.

P2A – Funds Transfer to Account Number (MSBL to MSBL & MSBL to Other Banks)

This option functions exactly like NEFT transfer.

• 15 digit Account number.
• Bank / Branch IFSC Code.
• Amount.
• Select your account.
• Enter Transaction PIN.
• Click on SUBMIT.
• The system will display entered information for confirmation.
• Funds are instantly transferred and SMS confirmation is received.

Balance Enquiry, Mini Statement, FD View, Loan View, Cheque Book request, Fate of Cheque, Stop Cheque, Instant bill Payment Service through BBPS- Bharat Bill Payment Services, Like Mobile Recharge Prepaid / Postpaid, DTH recharge, Electricity, LPG GAS, Life Insurance, Water, Broadband, Landline, Fastag recharge, Loan Repayment etc.

Stay Safe – Never Share Your Details

• Never share your Debit/ATM Card number, PIN, password, CVV, OTP or other confidential banking details with anyone.
• The Bank or its officials will never call or contact you to request your PIN, password, OTP or other confidential card details. Do not share such information with anyone claiming to be a Bank representative.
• Do not click on suspicious links or URLs received through SMS, e-mail or from unknown/unauthorised persons, even if they appear genuine. Such links may redirect you to fraudulent websites or install malicious/remote-access software on your device.